11 Best Banks in Maine for 2025

Known for excellent customer service, it offers a variety of checking accounts, including fee-free and interest-bearing options.

The Premier Checking account is a standout choice, especially for frequent travelers, as it provides unlimited ATM fee rebates worldwide. For those who stay local, the bank offers up to $10 in monthly rebates on out-of-network ATM fees.

Beyond checking accounts, Camden National Bank provides savings and money market options, along with wealth management services, making it a solid choice for both everyday banking and long-term financial planning.

Customers can earn up to 3.80% APY on savings and 0.50% APY on checking, with no monthly fees or minimum deposit requirements.

The early direct deposit feature lets users access their paychecks up to two days sooner, while FDIC insurance protects balances up to $2 million. Overdraft protection of up to $50 is also available for those with qualifying direct deposits.

New customers can receive a welcome bonus between $50 and $300 based on their direct deposit amount. Additionally, SoFi provides fee-free access to over 55,000 ATMs through the Allpoint® Network, ensuring convenient cash withdrawals.

It’s a convenient option for those who want both in-person service and full digital banking features.

New customers can earn a welcome bonus of $200 to $300 when opening a qualifying checking account. The most popular option waives the monthly maintenance fee when you maintain a $100 minimum daily balance.

While TD Bank offers access to over 2,600 ATMs, out-of-network ATM withdrawals come with a $3 fee, so it’s best suited for those who mostly bank within its service area.

With no monthly fees, no minimum balance requirements, and early direct deposit, it provides a streamlined alternative to traditional banks.

Customers can take advantage of a high-yield savings account offering 4.00% APY on balances up to $6,000. The platform also grants access to over 40,000 fee-free ATMs nationwide, helping users avoid unnecessary withdrawal fees.

A standout feature of Current is its ability to help build credit without requiring a credit check or borrowing money. Simply using the Current debit card can contribute to a positive credit history.

Additional perks include overdraft protection of up to $200 with no fees, a user-friendly mobile app with budgeting tools, and instant spending notifications. Current partners with FDIC-insured banks to ensure deposits are protected up to $250,000.

With a strong local presence, it provides personalized banking services while offering modern financial solutions.

The bank features checking accounts with no monthly maintenance fees and competitive rates on CDs.

Customers also benefit from third-party ATM fee reimbursements, including for international transactions. The bank’s mobile banking services make account management even easier.

With a commitment to excellent customer service and a broad range of financial products, Bangor Savings Bank is a great choice for those seeking a community-focused banking experience.

Customers have three primary checking account options, all starting with a minimum deposit of $25. The Simple Checking account is notable for having no monthly fee.

However, the E-Choice and Relationship Rewards Checking accounts, which have waivable monthly fees between $6 and $15, offer cashback rewards and the ability to earn interest.

For those looking to save, the Statement Savings account is available with a $25 opening deposit and a waivable $3 monthly fee. This account, which earns interest, allows for free transfers and can be linked to a checking account to avoid overdraft fees.

Additionally, Bar Harbor Bank & Trust offers a range of financial products including HSAs, IRAs, and personal and equity loans, catering to a wide variety of financial needs and goals.

While its savings and interest-bearing checking accounts may not offer the most competitive rates compared to online bank accounts, it compensates with a range of other features.

One such feature is BankAmeriDeals, which provides cash back on select purchases, adding an extra layer of financial benefit for account holders.

Additionally, the bank offers various online banking tools, including a robust mobile banking app that allows you to manage your accounts, make mobile deposits, and set up alerts.

Bank of America also provides various types of credit cards, including options that offer rewards, cash back, and travel benefits.

The bank offers competitive savings products, especially its CDs, which provide attractive interest rates.

The PROPEL Plus account also stands out, offering higher returns compared to standard savings options. While ATM access may be limited, the bank refunds fees from third-party ATMs.

Additionally, for customers with larger balances, the extended FDIC insurance offers enhanced security.

This makes Northeast Bank an appealing option for those seeking a full-service community bank with competitive savings and protection features.

The bank provides numerous checking accounts to suit different financial needs, including a fee-free option for those looking to avoid monthly fees.

M&T Bank will reimburse up to $2 in fees for using third-party ATM usage across the U.S.

With its wide geographic coverage and diverse financial products, M&T Bank serves as a reliable option for those seeking both accessibility and flexibility from their bank.

While the bank’s ATMs are relatively limited, customers can take advantage of up to $25 in third-party ATM fee refunds each month.

Opening a checking account requires a $100 minimum opening deposit, but you won’t have to worry about monthly maintenance fees.

Additionally, the bank offers an attractive incentive of earning 5 cents on every debit card transaction, encouraging frequent card usage.

Coupled with personalized customer service available at local branches, Machias Savings Bank delivers a tailored and rewarding banking experience for its Maine-based clientele.

Customers enjoy fee-free third-party ATM usage with the Partners Bank Debit MasterCard and cash rewards on debit purchases.

The bank also provides checking and savings accounts, competitive loan options, and digital banking tools.

For small business owners, Partners Bank offers free business checking and a dedicated business MasterCard, making it a solid choice for both personal and business banking needs.