Is Accounts Management, Inc. Hurting Your Credit?

Who is Accounts Management, Inc.?

Accounts Management, Inc. is a debt collection agency located in Sioux Falls, South Dakota. Their job involves acting as an intermediary between creditors and debtors, with a focus on ensuring that unpaid debts are paid.

If Accounts Management appears on your credit report as a collections account, it usually indicates that you have a past-due bill.

Who does Accounts Management, Inc. collect for?

Accounts Management, Inc. primarily serves health care companies, acting as a third-party agency to collect debts on their behalf. This could include various types of debts, such as unpaid medical bills, balances after insurance payments, or debts related to other health services.

Is Accounts Management, Inc. legit or a scam?

Accounts Management, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Accounts Management, Inc. from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Accounts Management, Inc. Contact Information

Address:

Accounts Management, Inc.
5132 S Cliff Ave Ste 1
Sioux Falls, SD 57108

Phone number: (605) 322-4672

Should I contact or pay Accounts Management, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Accounts Management, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Accounts Management, Inc. on behalf of their clients.

Will Accounts Management, Inc. sue me or garnish my wages?

Accounts Management, Inc. has the legal right to sue you to recover the debt you owe. If they win the case, and you still don’t pay the debt, they could potentially request the court to garnish your wages as a method of debt collection.

However, it’s important to note that these actions are typically last resorts for debt collectors. Often, they’d prefer to settle the debt outside of court due to the time and cost of legal proceedings.

Accounts Management, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Accounts Management, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Accounts Management, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Accounts Management, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Accounts Management, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Accounts Management, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Accounts Management, Inc. From Your Credit Report Today!

Credit Saint offers assistance with disputing Accounts Management, Inc. collections. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.