Who is Aldous & Associates?
Aldous & Associates, PLLC is a debt collection agency and law firmed based in Holladay, Utah.
If you have an outstanding debt, this company may contact you, and their name could appear on your credit report as a collections account.
Who does Aldous & Associates collect for?
Aldous & Associates primarily specializes in recovering consumer debt for the health and fitness industry. Their client list includes well-known fitness establishments such as Axiom Fitness, Blink Fitness, Crunch Fitness, French Riviera Fitness, Gold’s Gym, and VASA Fitness.
Besides the fitness industry, they also work with various other sectors, including apartments, consumer finance, pest control, and telecommunications. Their role is to recover overdue payments, allowing these businesses to focus on their primary services.
Is Aldous & Associates legit or a scam?
Aldous & Associates is a legitimate debt collection company. They are authorized to pursue and recover outstanding debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Aldous & Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your credit report, you can start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Aldous & Associates, PLLC Contact Information
Address:
Aldous & Associates, PLLC
4625 S 2300 E Ste 207
Holladay, UT 84117
Mailing address:
Aldous & Associates, PLLC
P.O. Box 171374
Holladay, UT 84117-1374
Phone number: (385) 388-8005
Should I contact or pay Aldous & Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Aldous & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Aldous & Associates on behalf of their clients.
Will Aldous & Associates sue me or garnish my wages?
Aldous & Associates is legally allowed to file a lawsuit against you in an attempt to collect the debt. If they win the case and receive a judgment against you, they may be able to garnish your wages or take money directly from your bank account, depending on your state’s laws.
However, they must first go through the legal process to obtain a judgment, and you would have the opportunity to defend yourself in court.
Aldous & Associates, PLLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Aldous & Associates, PLLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Aldous & Associates, PLLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Aldous & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Aldous & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Aldous & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Aldous & Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Aldous & Associates accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
