Who is Allied International Credit Corp?
Allied International Credit Corp (AIC) is a debt collection agency based in Richmond, Virginia. This agency specializes in recovering overdue debts on behalf of their clients, acting as an intermediary between creditors and debtors.
If you find AIC listed on your credit report, it usually indicates the presence of an unpaid bill that has been transferred to them for collection.
Who does Allied International Credit Corp collect for?
Allied International Credit Corp provides debt collection services to a variety of creditors across numerous industries. One such client is eBay, a well-known multinational e-commerce corporation.
Is Allied International Credit Corp legit or a scam?
Allied International Credit Corp is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Allied International Credit Corp from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Allied International Credit Corp Contact Information
Address:
Allied International Credit Corp
6800 Paragon Place Suite 400
Richmond, VA 23230
Phone number: (877) 451-2594
Should I contact or pay Allied International Credit Corp?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Allied International Credit Corp is to work with a credit repair professional. They help remove millions of negative items every year from companies like Allied International Credit Corp on behalf of their clients.
Will Allied International Credit Corp sue me or garnish my wages?
Allied International Credit Corp has the ability to sue for unpaid debts. If they are successful in their lawsuit, and depending on the laws in your jurisdiction, they might obtain a court order to garnish your wages.
However, it’s important to understand that this is typically not the first course of action for most debt collectors, and it usually happens when all other attempts to collect the debt have failed. Laws vary by location, and some places have more protections in place for consumers than others.
Allied International Credit Corp Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Allied International Credit Corp
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Allied International Credit Corp to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Allied International Credit Corp cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Allied International Credit Corp must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Allied International Credit Corp cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Allied International Credit Corp From Your Credit Report Today!
Credit Saint offers assistance with disputing Allied International Credit Corp accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
