Who is AmerAssist?
AmerAssist A/R Solutions, Inc., based in Columbus, Ohio, is a recognized debt collection agency. They act as an intermediary between creditors and debtors, seeking to recover overdue debts on behalf of their clients.
If AmerAssist appears on your credit report, this typically indicates an unpaid bill that the original creditor has transferred to them for collection.
Who does AmerAssist collect for?
AmerAssist offers their debt collection services to a broad range of clients across numerous industries. Their areas of expertise include cable & telecom, commercial B2B, dental, financial, healthcare, insurance, retail, student loans, and utilities sectors.
Whether it’s unpaid cable bills, overdue commercial invoices, dental services rendered without payment, or delinquent student loans, AmerAssist steps in to recover the debt on behalf of the original creditor.
Is AmerAssist legit or a scam?
AmerAssist is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove AmerAssist from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your credit report, you can start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
AmerAssist A/R Solutions Contact Information
Address:
AmerAssist A/R Solutions, Inc.
1105 Schrock Rd
Columbus, OH 43229
Phone number: (877) 900-5300
Should I contact or pay AmerAssist?
It’s best to avoid speaking to a collection agency on the phone. And making a payment on the debt will reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with AmerAssist is to work with a credit repair professional. They help remove millions of negative items every year from companies like AmerAssist A/R Solutions on behalf of their clients.
Will AmerAssist sue me or garnish my wages?
AmerAssist has the ability to sue for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages, which means a portion of your earnings could be withheld and sent directly to them to pay off the debt.
However, this is often a last resort for many debt collectors and typically happens when other attempts to collect the debt have failed. The decision to sue can depend on various factors, such as the size of the debt, local laws, and the agency’s assessment of their likelihood of recouping the debt through a lawsuit.
AmerAssist A/R Solutions, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with AmerAssist A/R Solutions, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for AmerAssist A/R Solutions, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- AmerAssist A/R Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- AmerAssist must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- AmerAssist cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove AmerAssist From Your Credit Report Today!
Credit Saint offers assistance with disputing AmerAssist accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
