Apelles, LLC

Who is Apelles, LLC?

Apelles, LLC is a national debt collection agency based in Columbus, Ohio. Their business revolves around recovering unpaid debts on behalf of various companies.

If you see Apelles, LLC on your credit report, it generally indicates that you have an unpaid bill which has been transferred to them for collection.

Who does Apelles, LLC collect for?

Apelles, LLC serves a broad range of clients across several sectors. They provide debt collection services for financial institutions, retail service organizations, government entities, medical care providers, and business service providers.

Is Apelles, LLC legit or a scam?

Apelles, LLC is a legitimate debt collection agency. They are authorized to collect unpaid debts for their clients and operate under the guidelines of federal and state laws governing debt collection. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Apelles, LLC from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Apelles, LLC Contact Information

Address:

Apelles, LLC
3700 Corporate Drive Suite 240
Columbus, OH 43231

Phone number: (800) 825-4425 or (614) 899-7322

Should I contact or pay Apelles, LLC?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Apelles, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like Apelles, LLC on behalf of their clients.

Will Apelles, LLC sue me or garnish my wages?

Apelles, LLC has the capacity to sue a debtor for unpaid debts. If they win the lawsuit, they could potentially obtain a court order to garnish your wages.

However, initiating a lawsuit is often a last resort for many debt collection agencies. It typically happens when other attempts to collect the debt have been unsuccessful. The decision to sue can depend on various factors, such as the size of the debt and the likelihood of recouping the debt through a lawsuit.

Apelles, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Apelles, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Apelles, LLC to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Apelles, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Apelles, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Apelles, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Apelles From Your Credit Report Today!

Credit Saint can help you dispute Apelles accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.