Who is Assurant Recovery Solutions?
Assurant Recovery Solutions, formerly Rent Collect Global, operates from Bothell, Washington, and is part of IQ Data International, Inc. This agency works primarily in the property management sector, assisting these companies in recovering outstanding debts.
If they take on your account, you might see their name appear on your credit report as a collections account, which signifies your delinquency in settling that debt.
Who does Assurant Recovery Solutions collect for?
Assurant Recovery Solutions specializes in collecting debt for property management companies. They handle unpaid debts such as rent, maintenance fees, or damage costs that tenants have not settled.
Is Assurant Recovery Solutions legit or a scam?
Assurant Recovery Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Assurant Recovery Solutions from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Assurant Recovery Solutions Contact Information
Address:
Assurant Recovery Solutions
21222 30th Dr. SE
Bothell, WA 98021
Mailing address:
Assurant Recovery Solutions
PO Box 39
Bothell, WA 98041
Phone number: (888) 313-9662
Should I contact or pay Assurant Recovery Solutions?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Assurant Recovery Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Assurant Recovery Solutions on behalf of their clients.
Will Assurant Recovery Solutions sue me or garnish my wages?
Assurant Recovery Solutions could potentially sue you for unpaid debts, which is a common step taken when other collection efforts have failed. If the court issues a judgment against you, the company could potentially garnish your wages to repay the debt. However, it’s important to know that the process of filing a lawsuit and garnishing wages is often lengthy, costly, and used as a last resort.
Assurant Recovery Solutions Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Assurant Recovery Solutions, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Assurant Recovery Solutions
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Assurant Recovery Solutions to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Assurant Recovery Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Assurant Recovery Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Assurant Recovery Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Assurant Recovery Solutions From Your Credit Report Today!
Credit Saint offers assistance with disputing Assurant Recovery Solutions accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
