Who is Avante USA?
AvanteUSA, LTD is a debt collection agency based in Houston, Texas. Their main responsibility is to manage and collect unpaid debts on behalf of their clients.
If you see Avante USA listed on your credit report as a collections account, it generally means that you have an unpaid bill that the company is trying to collect.
Who does Avante USA collect for?
Avante USA specializes in providing debt collection services primarily in the healthcare and medical industries. This means they manage unpaid medical bills on behalf of hospitals, clinics, and other healthcare providers.
Additionally, Avante USA also works with debt buyers, companies that purchase old debts for a fraction of the original amount owed, and then attempt to collect on the full value of the debt.
Is Avante USA legit or a scam?
Avante USA is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s essential to exercise caution when dealing with any collections agency. Always validate any debts they claim you owe before making any payments.
How can I remove Avante USA from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Avante USA Contact Information
Address:
Avante USA
3600 S Gessner Rd, Ste 225
Houston, TX 77063
Phone number: (832) 476-1740
Should I contact or pay Avante USA?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Avante USA is to work with a credit repair professional. They help remove millions of negative items every year from companies like Avante USA on behalf of their clients.
Will Avante USA sue me or garnish my wages?
Avante USA, like any other debt collection agency, has the legal right to sue for an unpaid debt. If the court rules in their favor, they may be granted a judgment that could result in wage garnishment or a levy on your bank account. However, it’s important to note that suing a debtor is usually seen as a last resort due to the time-consuming and costly nature of legal proceedings.
Before it gets to that point, Avante USA is likely to attempt to work out a payment plan or negotiate a settlement with you.
Avante USA Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Avante USA
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Avante USA to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Avante USA cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Avante USA must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Avante USA cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Avante USA From Your Credit Report Today!
Credit Saint offers assistance with disputing Avante USA accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
