Who is Berman & Rabin?
Berman & Rabin, P.A. is a debt collection agency based in Overland Park, Kansas. They are engaged in the task of recovering unpaid debts on behalf of businesses that have been unsuccessful in collecting those debts themselves.
If you have an unsettled bill, it’s likely that your account could be handed over to a collection agency like Berman & Rabin. As such, you may see them appearing on your credit report as a collections account.
Who does Berman & Rabin collect for?
Berman & Rabin serves a diverse range of clients and collects debts for companies across numerous industries. They work with entities such as credit card companies, utility providers, healthcare organizations, and more. One notable client is Citibank, a major credit card issuer.
Is Berman & Rabin legit or a scam?
Berman & Rabin, P.A. is a legitimate debt collection law firm. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them about a debt, it’s important to verify the debt’s validity before agreeing to any payments.
How can I remove Berman & Rabin from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Berman & Rabin, PA Contact Information
Address:
Berman & Rabin, PA
15280 Metcalf Avenue
Overland Park, KS 66223
Phone number: (913) 649-1555
Should I contact or pay Berman & Rabin, PA?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Berman & Rabin is to work with a credit repair professional. They help remove millions of negative items every year from companies like Berman & Rabin, PA on behalf of their clients.
Will Berman & Rabin, PA sue me or garnish my wages?
Whether Berman & Rabin, P.A. will sue you or garnish your wages is dependent on several factors, including the nature and amount of the debt, your payment history, and the laws in your state.
In some cases, when a debt goes unpaid, debt collection agencies may take legal action against the debtor. If they win the lawsuit, the court may grant them the right to garnish the debtor’s wages. This means that a portion of your paycheck can be withheld and sent directly to the creditor until the debt is fully paid.
Some states allow wage garnishment, while others do not. If you are in a state that does not allow wage garnishment, it is illegal for a debt collector to threaten to garnish your wages.
It is also illegal for Berman & Rabin to make any claims they cannot or will not follow through on. This includes threatening to sue you or foreclose on your home.
Berman & Rabin, PA Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Berman & Rabin, PA
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Berman & Rabin to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Berman & Rabin cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Berman & Rabin must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Berman & Rabin cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Berman & Rabin From Your Credit Report Today!
Credit Saint offers assistance with disputing Berman & Rabin collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
