Is Bryant, Hodge & Associates Hurting Your Credit?

Who is Bryant, Hodge & Associates?

Bryant, Hodge & Associates, LLC, also known as BHA Services, is a debt collection agency headquartered in Rochester, New Hampshire. Their role is to manage and collect unpaid debts that have been sold or transferred to them by original creditors.

If Bryant, Hodge & Associates appears on your credit report as a collections account, it typically means they have bought a debt you allegedly owe, generally after you’ve defaulted on a bill payment or loan repayment.

Who does Bryant, Hodge & Associates collect for?

Bryant, Hodge & Associates operates as a junk debt buyer, a type of debt collector that purchases defaulted or delinquent debts from other companies, often at a significantly reduced price. They are typically sold in large portfolios and can include debts from credit cards, personal loans, medical bills, and more.

Is Bryant, Hodge & Associates legit or a scam?

Bryant, Hodge & Associates is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Bryant, Hodge & Associates from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Bryant, Hodge & Associates Contact Information

Address:

Bryant, Hodge & Associates, LLC
8 N Main St.
Rochester, NH 03867

Phone number: 800-784-6132 or (888) 675-4485

Should I contact or pay Bryant, Hodge & Associates?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Bryant, Hodge & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Bryant, Hodge & Associates on behalf of their clients.

Will Bryant, Hodge & Associates sue me or garnish my wages?

Bryant, Hodge & Associates, LLC is entitled to sue for unpaid debts. If they initiate a lawsuit and the court rules in their favor, they could potentially garnish your wages or levy your bank account, according to the laws of your state.

However, legal actions like lawsuits and wage garnishments are typically the last resort in the debt collection process. Before it reaches this stage, they typically provide opportunities to establish a payment plan or negotiate a debt settlement.

Bryant, Hodge & Associates, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Remove Bryant, Hodge & Associates From Your Credit Report Today!

Credit Saint offers assistance with disputing Bryant, Hodge & Associates accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.