Is Bureau of Account Management Hurting Your Credit?

Who is Bureau of Account Management?

Bureau of Account Management (BAM) is a nationally licensed debt collection agency located in Camp Hill, Pennsylvania. Their primary responsibility is to collect outstanding debts that individuals owe to different businesses.

If you find Bureau of Account Management listed on your credit report as a collections account, this generally means they have taken over or purchased a debt that you allegedly owe from an original creditor.

Who does Bureau of Account Management collect for?

Bureau of Account Management works with a wide array of healthcare providers and establishments, including physician practices, medical specialties, surgery centers, hospitals, long term acute care facilities, rehabilitation centers, and skilled nursing facilities.

Is Bureau of Account Management legit or a scam?

Bureau of Account Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Bureau of Account Management from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Bureau of Account Management (BAM) Contact Information

Address:

Bureau of Account Management
3607 Rosemont Ave Ste 502
Camp Hill, PA 17011

Phone number: (800) 599-0423 or (717) 214-3017

Should I contact or pay Bureau of Account Management?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Bureau of Account Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Bureau of Account Management on behalf of their clients.

Will Bureau of Account Management sue me or garnish my wages?

Bureau of Account Management is entitled to sue for unpaid debts. If they decide to pursue a lawsuit and the court rules in their favor, they could potentially garnish your wages or levy your bank account, in accordance with your state’s laws.

However, legal action, such as lawsuits and wage garnishments, is typically the last resort for debt collectors. Before it gets to this point, debtors are usually given opportunities to arrange a payment plan or negotiate a settlement for the debt.

Bureau of Account Management Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassing phone calls, or failure to verify a debt. If a debt collector is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Remove BAM Collections From Your Credit Report Today!

Credit Saint offers assistance with disputing BAM collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.