Who is Capio Partners?
Capio Partners, LLC is a debt collection agency with established offices in Lawrenceville, Georgia; Sherman, Texas; and Lake Oswego, Oregon. They are in the business of acquiring and managing unpaid consumer debt.
If you find Capio Partners on your credit report as a collections account, it is likely a result of unpaid healthcare-related bills.
Who does Capio Partners collect for?
Capio Partners holds the position of being the largest buyer of healthcare debt in the United States. They collaborate with over 525 healthcare providers, buying their medical debt and then undertaking the responsibility of collecting that debt from the patients who owe it.
Is Capio Partners legit or a scam?
Capio Partners is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Capio Partners from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Capio Partners, LLC Contact Information
Addresses:
Capio Partners, LLC
1745 N. Brown Rd. Ste 450
Lawrenceville, GA 30043
Capio Partners, LLC
2222 Texoma Pkwy Ste 150
Sherman, TX 75090
Capio Partners, LLC
5000 SW Meadows Rd. Ste 365
Lake Oswego, OR 97035
Phone number: (678) 682-3680 or (903) 892-7400
Should I contact or pay Capio Partners?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Capio Partners is to work with a credit repair professional. They help remove millions of negative items every year from companies like Capio Partners on behalf of their clients.
Will Capio Partners sue me or garnish my wages?
Capio Partners has the potential to sue for an unpaid debt. If they win the lawsuit, they could potentially garnish wages depending on local laws. However, this isn’t a guaranteed outcome and often depends on many factors, including the size of the debt, local and state regulations, and the cost-effectiveness of litigation for the agency.
Capio Partners, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Capio Partners, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Capio Partners, LLC
Debt collectors must follow state and federal laws. For example, the FDCPA prohibits a debt collection agency from using abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Capio Partners to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Upon sending them a debt validation letter, Capio Partners must prove to you, within 30 days, that the account is really your responsibility and the amount of money you owe is accurate.
- Capio Partners cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Capio Partners must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Capio Partners cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Capio Partners From Your Credit Report Today!
Credit Saint offers assistance with disputing Capio Partners accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
