Who is CF Medical, LLC?
CF Medical, LLC is a debt collection agency based in Clermont, Florida. They assist clients in the collection of outstanding debts.
If you have unpaid bills or unresolved debts, you might find CF Medical, LLC listed on your credit report as a collections account. This indicates their involvement in attempting to recover the outstanding debt.
Who does CF Medical, LLC collect for?
CF Medical, LLC specializes in recovering past due debts on behalf of original creditors, such as medical providers or healthcare facilities.
Is CF Medical, LLC legit or a scam?
CF Medical, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove CF Medical, LLC from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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CF Medical, LLC Contact Information
Address:
CF Medical, LLC
4730 S Fort Apache Rd Suite 300
Las Vegas, NV 89147
Phone number: n/a
Should I contact or pay CF Medical, LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with CF Medical, LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like CF Medical, LLC on behalf of their clients.
Will CF Medical, LLC sue me or garnish my wages?
CF Medical, LLC has the option to pursue legal action to collect unpaid debts. If they decide to sue you and are successful in obtaining a court judgment against you, they may have the ability to garnish your wages, depending on the laws of your state.
However, it’s important to note that the decision to sue is not automatic or guaranteed. Each case is assessed individually, taking into consideration factors such as the amount of the debt, the likelihood of successful collection, and the policies of CF Medical, LLC. Not all collection agencies choose to take legal action in every instance.
CF Medical, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with CF Medical, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for CF Medical, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- CF Medical, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- CF Medical, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- CF Medical, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove CF Medical, LLC From Your Credit Report Today!
Credit Saint offers assistance with disputing CF Medical, LLC collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.