Who is Coachella Valley Collection Service?
Coachella Valley Collection Service (CVCS) is a debt collection agency based in Palm Desert, California. They work on behalf of creditors to collect unpaid debts.
If you have defaulted on a debt and it has been transferred or sold to CVCS, you may see their name appear on your credit report as a collections account.
Who does Coachella Valley Collection Service collect for?
Coachella Valley Collection Service collects debts for various original creditors. They deal with different types of debts, including medical bills, credit card debt, utility bills, and more.
Is Coachella Valley Collection Service legit or a scam?
Coachella Valley Collection Service is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you are contacted by them, you should always confirm the legitimacy of the debt they claim you owe.
How can I remove Coachella Valley Collection Service from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Coachella Valley Collection Service (CVCS) Contact Information
Address:
Coachella Valley Collection Service
75108 Gerald Ford Dr. #1
Palm Desert, CA 92211
Phone number: (760) 346-7458
Should I contact or pay Coachella Valley Collection Service?
Before contacting a third-party collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Coachella Valley Collection Service is to work with a credit repair professional. They help remove millions of negative items every year from companies like Coachella Valley Collection Service (CVCS) on behalf of their clients.
Will CVCS sue me or garnish my wages?
Coachella Valley Collection Service (CVCS), like other debt collection agencies, is entitled to sue you to recover an unpaid debt. If they choose to do so and obtain a court judgment against you, they could potentially garnish your wages or take other action, depending on the laws in your state.
However, it’s important to remember that not all debt collection agencies will choose to take this step, as lawsuits can be costly and time-consuming. It is often considered a last resort when other debt collection efforts have failed.
Coachella Valley Collection Service Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Coachella Valley Collection Service
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Coachella Valley Collection Service to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Coachella Valley Collection Service cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- CVCS must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- CVCS cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove CVCS Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing Coachella Valley Collection Service accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
