Who is Coast to Coast Financial Solutions, Inc.?
Coast to Coast Financial Solutions, Inc. (C2CFSI) is a debt collection agency located in Thousand Oaks, California. Their geographical reach extends beyond their main location to several other areas, including Calabasas, Los Angeles, Sherman Oaks, Simi Valley, Southern California, Ventura, Westlake Village, and Woodland Hills.
They play a key role in debt recovery for their clients, aiming to retrieve unpaid funds in a professional and ethical manner. Consequently, if you have unpaid debts, you might notice C2CFSI appear on your credit report as a collections account.
Who does Coast to Coast Financial Solutions collect for?
Coast to Coast Financial Solutions collects for a wide array of industries including insurance, healthcare, lawn services, media subscription, pest control, security/alarm, and waste management.
Is Coast to Coast Financial Solutions legit or a scam?
Coast to Coast Financial Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Coast to Coast Financial Solutions from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Coast to Coast Financial Solutions, Inc. Contact Information
Address:
Coast to Coast Financial Solutions, Inc.
101 Hodencamp Rd, Ste 120
Thousand Oaks, CA 91360
Mailing address:
Coast to Coast Financial Solutions, Inc.
P.O. Box 2086
Thousand Oaks, CA 91358
Phone number: (888) 877-4700
Should I contact or pay Coast to Coast Financial Solutions?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Coast to Coast Financial Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Coast to Coast Financial Solutions on behalf of their clients.
Will Coast To Coast Financial Solutions sue me or garnish my wages?
Coast to Coast Financial Solutions, Inc. (C2CFSI) is entitled to take various steps to collect a debt. This can include filing a lawsuit against you. If they win the lawsuit, and depending on the laws in your state, they might have the ability to garnish your wages or bank accounts.
However, it’s crucial to note that every situation is unique. How a particular collection agency decides to act can depend on many factors.
Coast to Coast Financial Solutions, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Coast to Coast Financial Solutions, Inc.
Debt collectors must follow state and federal laws. For example, the FDCPA prohibits a debt collection agency from using abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Coast to Coast Financial Solutions to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Coast to Coast Financial Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Coast to Coast Financial Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Coast to Coast Financial Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Coast to Coast Financial From Your Credit Report Today!
Credit Saint offers assistance with disputing Coast to Coast Financial accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
