Who is Contract Callers Inc?
Contract Callers, Inc. (CCI) is a debt collection agency located in Augusta, Georgia. Their primary role is to recover outstanding debts on behalf of their clients.
If you find Contract Callers Inc listed on your credit report, it likely indicates that you have an unpaid bill or debt that has been transferred to them for collection.
Who does Contract Callers Inc collect for?
Contract Callers Inc serves a wide array of industries, aiming to recover outstanding debts on their behalf. Their client base ranges from banking and healthcare to retail and entertainment. Other industries they service include cable and telecom, government and politics, insurance, non-profit, sports and entertainment, tollways, and utilities.
Is Contract Callers Inc legit or a scam?
Contract Callers Inc is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Contract Callers Inc from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Contract Callers Inc (CCI) Contact Information
Address:
Contract Callers Inc
501 Greene Street, 3rd Floor, Suite 302
Augusta, GA 30901
Phone number: (800) 825-8038
Should I contact or pay Contract Callers Inc?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Contract Callers Inc is to work with a credit repair professional. They help remove millions of negative items every year from companies like Contract Callers Inc on behalf of their clients.
Will Contract Callers Inc sue me or garnish my wages?
Contract Callers Inc. (CCI) has the legal right to sue you for an unpaid debt. If they choose to sue and win, they may garnish your wages, depending on your state’s laws. They could also potentially levy your bank accounts. In some cases, they might place a lien on your property until the debt is paid.
However, it’s important to note that going to court is usually a last resort for collection agencies. Lawsuits are costly and time-consuming, and most collection agencies would prefer to work out a payment plan with you first.
Contract Callers Inc Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Contract Callers Inc, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Contract Callers Inc
Debt collectors must follow state and federal laws. For example, the FDCPA prohibits a debt collection agency from using abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Contract Callers Inc to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Contract Callers Inc cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Contract Callers Inc must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Contract Callers Inc cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Contract Callers Inc From Your Credit Report Today!
Credit Saint offers assistance with disputing Contract Callers Inc accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
