Who is Credit Corp Solutions?
Credit Corp Solutions is a debt collection agency based in Sandy, Utah. They specialize in recovering overdue payments, serving as intermediaries between debtors and creditors.
On your credit report, you may find Credit Corp Solutions mentioned as a collections account. This typically happens when you owe a debt and it has not been settled.
Who does Credit Corp Solutions collect for?
Credit Corp Solutions collects debt on behalf of a wide range of organizations. This includes banks, finance companies, telecommunications, and utility service providers.
As these companies often provide services or lend money to consumers, there’s a possibility that some customers will be unable to, or forget to, pay their bills. When a customer doesn’t pay what they owe within a specific time, the debt may be turned over to a collection agency like Credit Corp Solutions.
Is Credit Corp Solutions legit or a scam?
Credit Corp Solutions is a legitimate and licensed debt collection company, not a scam. They are legally authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Credit Corp Solutions from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Credit Corp Solutions, Inc. Contact Information
Address:
Credit Corp Solutions, Inc.
63 East 11400 South #408
Sandy, UT 84070
Phone number: (800) 483-2361
Should I contact or pay Credit Corp Solutions?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Credit Corp Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit Corp Solutions on behalf of their clients.
Will Credit Corp Solutions sue me or garnish my wages?
Credit Corp Solutions has the legal right to sue for an unpaid debt. If they choose to go to court and are successful in their lawsuit, they might receive a judgment against you. With this judgment, they could potentially garnish your wages or even levy your bank account, depending on the laws of your state.
However, suing is often considered a last resort after multiple attempts to collect the debt. It requires time, money, and resources, so most agencies prefer to avoid this route if possible. Instead, they typically attempt to work with the debtor to set up a payment plan or possibly negotiate a settlement for a lesser amount.
Credit Corp Solutions, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Credit Corp Solutions, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Credit Corp Solutions, Inc.
Debt collectors must follow state and federal laws. For example, the FDCPA prohibits a debt collection agency from using abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Credit Corp Solutions to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Credit Corp Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Credit Corp Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Credit Corp Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Credit Corp Solutions From Your Credit Report Today!
Credit Saint offers assistance with disputing Credit Corp Solutions accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
