Who is Credit World Services?
Credit World Services, Inc. is a debt collection agency based in Mission, Kansas. Their role is to collect outstanding debts on behalf of companies who have failed to secure payment from their debtors.
If you have an unpaid bill that has been transferred or sold to them, you might see Credit World Services appearing on your credit report as a collections account.
Who does Credit World Services collect for?
Credit World Services serves a broad range of industries including commercial businesses, higher education institutions, medical facilities, retail businesses, and utility companies.
Is Credit World Services legit or a scam?
Credit World Services is a legitimate and legally operating debt collection agency. They are entitled to contact debtors regarding unpaid debts and seek their resolution. However, despite their legitimacy, if you are contacted by them, it is essential to verify any debt they claim you owe.
How can I remove Credit World Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Credit World Services, Inc. Contact Information
Address:
Credit World Services, Inc.
6000 Martway St
Mission, KS 66202
Phone number: (800) 844-4084 or (913) 362-3950
Should I contact or pay Credit World Services, Inc.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with a collection agency is to work with a credit repair professional. They help remove millions of negative items every year from companies like Credit World Services, Inc. on behalf of their clients.
Will Credit World Services, Inc. sue me or garnish my wages?
Credit World Services, Inc. does have the potential to sue debtors for unpaid debts. If the lawsuit is successful and a judgment is issued by the court, the collection agency may be allowed to garnish wages or take other actions to collect the debt, depending on the laws of your state.
However, it’s important to note that the process of suing a debtor is typically a last resort for many debt collectors, as it can be time-consuming and expensive. Most debt collectors prefer to work out a payment plan.
Credit World Services, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Remove Credit World Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Credit World Services accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
