Who is D2 Management?
D2 Management, LLC is a debt collection agency that operates out of Coosawhatchie, South Carolina. Their primary business function is to collect debt payments on behalf of their clients.
You might see D2 Management show up on your credit report as a collections account. This typically happens when you’ve defaulted on a debt.
Who does D2 Management collect for?
D2 Management is involved in the collection of consumer debts for various businesses. This includes payday lenders like Ace Cash Express, a financial services company that provides short-term loans to consumers.
They also collect for companies like HSN, also known as the Home Shopping Network, a broadcast-based and online marketplace selling a wide variety of goods.
Is D2 Management legit or a scam?
Despite any negative reviews or perceptions, D2 Management is a legitimate company. That said, the methods some debt collectors use can often feel intrusive or relentless, leading some consumers to question their legitimacy. Tactics like repeated phone calls, text messages, or emails might be used in an attempt to collect the debt, and this could become a nuisance for the debtor.
How can I remove D2 Management from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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D2 Management, LLC Contact Information
Address:
D2 Management, LLC
2894 Argent Blvd
Coosawhatchie, SC 29936
Mailing address:
D2 Management, LLC
PO Box 534
Hardeeville, SC 29927-0534
Phone number: (888) 418-3689
Should I contact or pay D2 Management?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with D2 Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like D2 Management on behalf of their clients.
Will D2 Management sue me or garnish my wages?
D2 Management, like any debt collection agency, can potentially initiate a lawsuit for unpaid debts. If they are successful, they may have the right to garnish your wages to collect the debt.
This process, governed by both federal and local laws, involves several legal steps and protections for debtors. If you find yourself in a situation where a lawsuit or wage garnishment might be a possibility, it’s highly recommended to consult with a legal professional.
D2 Management Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include the ability to dispute credit reporting errors with the credit bureaus and to be treated fairly and respectfully by debt collectors.
Your Rights When Dealing with D2 Management
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for D2 Management to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- D2 Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- D2 Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- D2 Management cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove D2 Management From Your Credit Report Today!
Credit Saint offers assistance with disputing D2 Management accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
