How to Remove Delta Outsource Group From Your Credit Report

Who is Delta Outsource Group, Inc.?

Delta Outsource Group, Inc. is a professional debt collection agency based in O’Fallon, Missouri. They have experience in handling debt recovery across various industries. Recently, Delta Outsource Group, Inc. was acquired by a company called InDebted and now operates under the new name.

If Delta Outsource Group, Inc. or InDebted is listed on your credit report, it generally indicates that they are attempting to collect a debt that you owe.

Who does Delta Outsource Group collect for?

Delta Outsource Group is involved in debt recovery for numerous businesses across various sectors. They can manage collections for financial institutions, healthcare providers, utility companies, telecommunications businesses, and more.

Is Delta Outsource Group legit or a scam?

Delta Outsource Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if you’re contacted by them regarding a debt, it’s essential to verify the details of the debt before agreeing to any payments.

How can I remove Delta Outsource Group from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Delta Outsource Group, Inc. Contact Information

Address:

Delta Outsource Group, Inc.
62 N Central Dr.
O’Fallon, MO 63366

Mailing address:

Delta Outsource Group, Inc.
P.O. Box 1210
O’Fallon, MO 63366

Phone number: (800) 364-1895

Should I contact or pay Delta Outsource Group, Inc.?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Delta Outsource Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Delta Outsource Group on behalf of their clients.

Will Delta Outsource Group sue me or garnish my wages?

Delta Outsource Group has the legal right to pursue a lawsuit for the recovery of outstanding debts. If they win the lawsuit, and a judgment is issued against you, they may be able to garnish your wages or levy your bank accounts, depending on your state’s laws.

However, taking legal action is typically not the first step for most collection agencies. Filing a lawsuit is a costly and time-consuming process, so many agencies prefer to negotiate a payment plan before resorting to legal action.

Delta Outsource Group, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Delta Outsource Group, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Delta Outsource Group, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Delta Outsource Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Delta Outsource Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Delta Outsource Group cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Delta Outsource Group From Your Credit Report Today!

Credit Saint offers assistance with disputing Delta Outsource Group accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.