Who is DirecTV?
DirecTV is a premier direct broadcast satellite service provider based in El Segundo, California. Founded in 1990, it has since become one of the leading satellite television providers in the United States, offering a range of digital satellite television and audio to households nationwide.
If you have an account with DirecTV and your account becomes delinquent, meaning you fail to pay your bill by the due date, DirecTV may attempt to collect the debt. If they are unable to do so, they might turn over the debt to a third-party debt collection agency. When this happens, you might see DirecTV or the name of the collection agency listed on your credit report as a collections account.
How can I remove DirecTV Collections from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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DirecTV Contact Information
Address:
DirecTV
2230 E Imperial Hwy
El Segundo, CA 90245
Phone number: (800) 531-5000
Should I contact or pay DirecTV Collections?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with DirecTV Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like DirecTV on behalf of their clients.
Will DirecTV Collections sue me or garnish my wages?
It’s unusual for a company like DirecTV to sue customers over unpaid bills or to garnish wages. Instead, they’re more likely to send your account to a collection agency if you have an unpaid balance.
However, once a debt is with a collection agency, that agency could potentially sue you to recover the debt, depending on the amount and your jurisdiction’s laws. If the collection agency is successful in its lawsuit and obtains a judgment against you, then it might be able to garnish your wages or levy your bank account. Keep in mind, though, that this is generally a last resort after multiple attempts to collect the debt.
DirecTV Collections Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with DirecTV Collections
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for DirecTV Collections to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- DirecTV Collections cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- DirecTV Collections must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- DirecTV Collections cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove DirecTV Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing DirecTV collections accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
