Who is Diversified Recovery Bureau?
Diversified Recovery Bureau, LLC is a third-party collection agency located in West Seneca, New York. Clients hire them to pursue overdue debts on their behalf.
If you notice Diversified Recovery Bureau on your credit report, it’s likely you have an outstanding debt that has been transferred to this agency for collection.
Who does Diversified Recovery Bureau collect for?
Diversified Recovery Bureau collects debts on behalf of a wide range of clients. These clients could be from various sectors including healthcare, education, financial services, and utilities.
Is Diversified Recovery Bureau legit or a scam?
Diversified Recovery Bureau, LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it is always essential to validate any debts they claim you owe. before making any payments.
How can I remove Diversified Recovery Bureau from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
Ready to Clean Up Your Credit Report?
Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.
Diversified Recovery Bureau, LLC Contact Information
Address:
Diversified Recovery Bureau, LLC
40 Gardenville Pkwy W Ste #201
West Seneca, NY 14224
Mailing address:
Diversified Recovery Bureau, LLC
PO Box 28
West Seneca, NY 14224
Phone number: (888) 612-3634
Should I contact or pay Diversified Recovery Bureau, LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Diversified Recovery Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Diversified Recovery Bureau on behalf of their clients.
Will Diversified Recovery Bureau sue me or garnish my wages?
Diversified Recovery Bureau has the legal right to sue you for an unpaid debt, but this is typically a last resort. If they successfully obtain a judgment against you in court, they may then be able to garnish your wages or levy your bank accounts, depending on the laws of your state.
However, it’s important to remember that the decision to sue or garnish wages varies from case to case and often depends on the amount of the debt, the likelihood of collection, and the specific policies of the collection agency.
Diversified Recovery Bureau, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Diversified Recovery Bureau, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Diversified Recovery Bureau, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Diversified Recovery Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Diversified Recovery Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Diversified Recovery Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Diversified Recovery Bureau From Your Credit Report Today!
Credit Saint offers assistance with disputing Diversified Recovery Bureau accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
