Who is Dynamic Recovery Solutions?
Dynamic Recovery Solutions (DRS) is a debt collection agency based in Greenville, South Carolina. They operate with the goal of recovering unpaid debts for their clients.
If you have an unpaid bill that has been sent to collections, you may see ‘dynrec services’ on your credit report or some variation of that.
Who does Dynamic Recovery Solutions collect for?
Dynamic Recovery Solutions is responsible for collecting a variety of different types of debt. They work with companies and organizations across various sectors such as banking, healthcare, legal services, real estate, retail, student loans, telecommunications, and utilities.
Is Dynamic Recovery Solutions legit or a scam?
Dynamic Recovery Solutions, LLC is a legitimate debt collection company. They are legally authorized to collect outstanding debts on behalf of their clients. However, despite their legitimacy, it’s advisable to confirm any debt they claim you owe.
How can I remove Dynamic Recovery Solutions from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Dynamic Recovery Solutions (DRS) Contact Information
Address:
Dynamic Recovery Solutions
135 Interstate Blvd
Greenville, SC 29615
Phone number: (800) 313-2768
Should I contact or pay Dynamic Recovery Solutions?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Dynamic Recovery Solutions on behalf of their clients.
Will Dynamic Recovery Solutions sue me or garnish my wages?
Dynamic Recovery Solutions, like any debt collection agency, does have the option to sue you if you owe a debt and have not made arrangements to pay it. If they win a judgment against you in court, they could potentially garnish your wages or bank accounts.
However, not every debt results in a lawsuit and garnishment. It largely depends on the size of the debt, the collection agency’s policies, and your state’s laws.
Dynamic Recovery Solutions (DRS) Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Dynamic Recovery Solutions, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Dynamic Recovery Solutions
Collection agencies must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Dynamic Recovery Solutions to report inaccurate or incomplete information about you to the credit bureaus.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- The debt collection agency cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- The debt collector must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- The debt collector cannot threaten to have you arrested or imprisoned for unpaid debts.
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Credit Saint offers assistance with disputing Dynamic Recovery Solutions accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
