Who is EOS CCA?
EOS CCA is a debt collection agency headquartered in Norwell, Massachusetts. Their role is to collect overdue payments from debtors on behalf of their clients.
If you see EOS CCA or variations like eocca collection, eos cca boston ma, eos cca verizon, or others on your credit report, it usually indicates an unpaid debt.
Who does EOS CCA collect for?
EOS CCA offers its collection services to a broad range of clients, spanning various industries. They work with banks, credit card issuers, healthcare providers, lenders, student loan providers, colleges and universities, telecommunication companies, among others.
Is EOS CCA legit or a scam?
EOS CCA is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove EOS CCA from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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EOS CCA Contact Information
Address:
EOS CCA
700 Longwater Dr.
Norwell, MA 02061
Phone number: (877) 395-5997
Should I contact or pay EOS CCA?
It’s best to avoid speaking to a debt collection company on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with EOS CCA is to work with a credit repair professional. They help remove millions of negative items every year from companies like EOS CCA on behalf of their clients.
Will EOS CCA sue me or garnish my wages?
EOS CCA, like any other debt collection agency, has the legal right to sue you for an unpaid debt. If they win a lawsuit and obtain a judgment against you, they may then be able to garnish your wages or take other actions depending on the laws of your state.
However, it’s important to note that lawsuits and wage garnishment are typically last-resort options due to the costs and time involved. The decision often depends on the size of the debt, the likelihood of collection, and the agency’s policies.
EOS CCA Complaints
Most debt collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with EOS CCA, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with EOS CCA
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for EOS CCA to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- EOS CCA cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- EOS CCA must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- EOS CCA cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove EOS CCA From Your Credit Report Today!
Credit Saint offers assistance with disputing EOS CCA collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
