Is Focus Receivables Management Hurting Your Credit?

Who is Focus Receivables Management?

Focus Receivables Management, also known as Sequium, is a well-known debt collection agency headquartered in Marietta, Georgia. Their role involves helping businesses recoup their money when debtors have failed to meet their payment obligations.

If Focus Receivables Management is handling a debt you owe, their name may appear on your credit report as a collections account. They might also appear under various entries such as “focus management collection,” “focus mgmt,” “focus receivables mana,” or “focus receivables management directv.”

Who does Focus Receivables Management collect for?

Focus Receivables Management primarily offers their debt collection services to telecommunication companies like AT&T, DirecTV, and Comcast. These services can include recovering overdue payments for cable, internet, or phone services.

Is Focus Receivables Management legit or a scam?

Focus Receivables Management is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Focus Receivables Management from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Focus Receivables Management, LLC Contact Information

Address:

Focus Receivables Management, LLC
1130 Northchase Pkwy SE Ste 150
Marietta, GA 30067-6420

Phone number: (877) 362-8766

Should I contact or pay Focus Receivables Management?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Focus Receivables Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Focus Receivables Management on behalf of their clients.

Will Focus Receivables Management sue me or garnish my wages?

Focus Receivables Management has the ability to sue for unpaid debts. If they obtain a court judgment against you, they might be legally able to garnish your wages or take other steps to recover the debt, depending on the laws in your state.

However, it’s important to note that these actions are typically last-resort measures because they can be costly and time-consuming for the agency. More commonly, collection agencies try to work with the debtor to establish a repayment plan or negotiate a settlement before resorting to legal action.

Focus Receivables Management Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Focus Receivables Management

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Focus Receivables Management to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Focus Receivables Management cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Focus Receivables Management must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Focus Receivables Management cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Focus Receivables Management From Your Credit Report Today!

Credit Saint offers assistance with disputing Focus Receivables Management accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.