Who is Gatestone & Co.?
Gatestone & Co. International, Inc. aka Gatestone BPO is a debt collection agency located in Phoenix, Arizona. Gatestone & Co. also has US locations in Fredericksburg, Virginia and Omaha, Nebraska as well as several in Canada, Mexico, and the Philippines.
You may see Gatestone & Co. listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Gatestone & Co. collect for?
Gatestone & Co. collects debts for financial institutions, like American Express credit cards, and for educational institutions, like University of Phoenix.
Is Gatestone & Co. legit or a scam?
Gatestone & Co. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Gatestone Collections from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Gatestone & Co. International, Inc. Contact Information
Address:
Gatestone & Co. International, Inc.
455 N 3rd St
Phoenix, AZ 85004
Phone number: (800) 900-4238
Should I contact or pay Gatestone & Co. International, Inc?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Gatestone & Co. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gatestone & Co. on behalf of their clients.
Will Gatestone & Co. sue me or garnish my wages?
Gatestone & Co. is a debt collection agency. If you have an outstanding debt with Gatestone & Co. and fail to make payments or set up a payment plan, the company might choose to take legal action to recover the debt. This could potentially include filing a lawsuit against you.
If they are successful in their lawsuit and obtains a judgement against you, they may have the legal right to garnish your wages or levy your bank account, depending on the laws in your state.
Gatestone & Co. International, Inc. Complaints
Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Gatestone & Co. International, Inc.
Gatestone & Co. must abide by state and federal laws in the United States. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Gatestone & Co. International, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Gatestone & Co. International, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Gatestone & Co. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Gatestone & Co. cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Gatestone & Co. Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing Gatestone & Co. accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
