Who is GLA Collections?
GLA Collection Company, Inc. is a debt collection agency based in Louisville, Kentucky that has been in operation since 1974. They work with various businesses to collect unpaid debts. They typically purchase debts from other companies at a lower rate and then seek to collect the full amount from the debtor.
If you find GLA Collections listed on your credit report, it typically means you have an unpaid debt that has been transferred to this agency for collection.
Who does GLA Collections collect for?
GLA Collections has a wide client base spanning various industries, but they primarily focus on medical collections and commercial debt. This means that they collect unpaid debts for hospitals, healthcare providers, and businesses.
Additionally, they may also deal with other types of consumer debts, which could include credit card debts, personal loans, or any other form of outstanding debt that has been sold to them by the original lender or service provider.
Is GLA Collections legit or a scam?
GLA Collections is a legitimate debt collection company. They’ve been in business since 1974, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove GLA Collections from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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GLA Collection Company, Inc. Contact Information
Address:
G. L. A. Collection Company, Incorporated
2630 Gleeson Lane
Louisville, KY 40299
Mailing address:
G. L. A. Collection Company, Incorporated
PO Box 588
Greensburg, IN 47240-0588
Phone number: (502) 267-7522
Should I contact or pay GLA Collections?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with GLA Collections is to work with a credit repair professional. They help remove millions of negative items every year from companies like GLA Collections on behalf of their clients.
Will GLA Collections sue me or garnish my wages?
Like any debt collection agency, GLA Collections is entitled to sue you to collect the debt. However, whether they will do so depends on various factors such as the size of the debt and the likelihood of a successful lawsuit. If they win the lawsuit and obtain a judgment against you, they could potentially garnish your wages, depending on the laws in your state.
GLA Collection Company Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with GLA Collection Company, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for GLA Collection Company, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- GLA Collection Company, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- GLA Collection Company, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- GLA Collection Company, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove GLA Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing GLA collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
