Who is Gordon Thomas and Associates?
Gordon Thomas and Associates, Inc. is a debt collection agency located in Fort Lauderdale, Florida.
You may see them listed on your credit report as a collections account. This can happen if you didn’t pay a bill.
Who does Gordon Thomas and Associates collect for?
Gordon Thomas and Associates provides debt collection services for various industries. They could potentially be collecting for companies in sectors such as healthcare, utilities, banking, retail, telecommunications, and student loans.
Is Gordon Thomas and Associates legit or a scam?
Gordon Thomas and Associates is a legitimate debt collection agency. They operate under the laws governing debt collection practices and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Gordon Thomas & Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Gordon Thomas & Associates, Inc. Contact Information
Address:
Gordon Thomas & Associates, Inc.
4901 NW 17th Way Ste 100
Fort Lauderdale, FL 33309
Phone number: (844) 839-1292 or (954) 514-7305
Should I contact or pay Gordon Thomas & Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Gordon Thomas & Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like Gordon Thomas & Associates on behalf of their clients.
Will Gordon Thomas & Associates sue me or garnish my wages?
Gordon Thomas & Associates has the legal right to sue you in court for an unpaid debt. If they win the lawsuit and obtain a court judgment, they could potentially garnish your wages or take other actions, depending on your state’s laws.
However, this is usually a last resort as the legal process can be time-consuming and costly. Typically, collection agencies prefer to work out a payment plan or settlement.
Gordon Thomas & Associates, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Gordon Thomas & Associates
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Gordon Thomas & Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Gordon Thomas & Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Gordon Thomas & Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Gordon Thomas & Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Gordon Thomas & Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing Gordon Thomas & Associates collections. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
