Who is Hunter Warfield, Inc.?
Hunter Warfield, Inc. is a debt collection agency located in Tampa, Florida. They provide comprehensive revenue recovery services to various businesses.
If you notice Hunter Warfield listed on your credit report as a collections account, it generally signifies that there’s an unpaid bill associated with your name.
Is Hunter Warfield on my credit report?
Hunter Warfield may appear on your credit report as any of the following entries:
- hunter warfield collections
- hunter warfield inc
- hunterwarfield
- hwarfield
Who does Hunter Warfield collect for?
Hunter Warfield collects debts on behalf of a wide range of industries. They deal with unpaid debts from apartment complexes, usually arising from breaches of lease agreements or unpaid rent.
They work with credit card companies to recover overdue payments and defaulted credit card debts. Hunter Warfield also collects for funeral homes for unpaid services, medical clinics for unsettled medical bills, property management companies for unpaid dues, and public utility companies for overdue utility bills.
Is Hunter Warfield legit or a scam?
Hunter Warfield is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Hunter Warfield from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Hunter Warfield, Inc. Contact Information
Address:
Hunter Warfield, Inc.
4620 Woodland Corporate Blvd
Tampa, FL 33614
Phone number: (888) 486-8927
Should I contact or pay Hunter Warfield?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Hunter Warfield debt is to work with a credit repair professional. They help remove millions of negative items every year from companies like Hunter Warfield on behalf of their clients.
Will Hunter Warfield sue me or garnish my wages?
Hunter Warfield, Inc., like other debt collection agencies, is entitled to sue you in court for an unpaid debt. If they decide to take this course of action and win the case, they might be able to garnish your wages or levy your bank account to recover the owed money.
However, the likelihood of a lawsuit and subsequent wage garnishment often depends on various factors. These factors include the size of the debt, the potential for successful recovery, and your state’s laws concerning debt collection and wage garnishment.
Hunter Warfield, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Hunter Warfield, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Hunter Warfield, Inc. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Hunter Warfield cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Hunter Warfield must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Hunter Warfield cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Hunter Warfield From Your Credit Report Today!
Credit Saint offers assistance with disputing Hunter Warfield accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
