Who is IQ Data International?
IQ Data International, also known as Rent Collect Global and doing business as Assurant Recovery Solutions, is a debt collection agency based in Bothell, Washington. They specialize in the collection of unpaid rent and other related charges.
If you find IQ Data International listed on your credit report as a collections account, it generally means you have an unpaid bill, often related to rent or housing.
IQ Data International could appear on your credit report under various names depending on the credit bureau’s reporting format. Some of the potential listings include “IQ Data Collection,” “IQ Data Int,” “IQ International,” or “IQData.”
Who does IQ Data International collect for?
IQ Data International focuses primarily on the collection of overdue rent. They primarily serve property management companies, assisting them in recovering unpaid rent and other associated fees from tenants.
Is IQ Data International legit or a scam?
IQ Data International is a legitimate debt collection agency. They’ve been in business since 1998, and they are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove IQ Data International from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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IQ Data International, Inc. Contact Information
Address:
IQ Data International
21222 30th Dr. SE
Bothell, WA 98021
Mailing address:
IQ Data International
P.O. Box 340
Bothell, WA 98041-0340
Phone number: (888) 248-2509
Should I contact or pay IQ Data International?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with IQ Data International is to work with a credit repair professional. They help remove millions of negative items every year from companies like IQ Data International on behalf of their clients.
Will IQ Data International sue me or garnish my wages?
IQ Data International, like any other debt collection agency, is entitled to sue you for unpaid debts. If they decide to pursue this course of action and win the lawsuit, they could potentially garnish your wages to recover the owed money, depending on your state’s laws.
However, there are federal and state laws in place that limit the amount that can be garnished, and certain types of income are often exempt from garnishment.
I.Q. Data International, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with IQ Data International, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with IQ Data International
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for IQ Data International to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send IQ Data International a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- IQ Data International cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- IQ Data International must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- IQ Data International cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove IQ Data Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing IQ Data collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
