Who is Keystone Collections Group?
Keystone Collections Group is a tax collection agency located in Irwin, Pennsylvania. They work on behalf of various entities to recover unpaid taxes.
If you find Keystone Collections Group listed on your credit report as a collections account, it generally means you have an outstanding tax or other bill that hasn’t been paid.
Who does Keystone Collections Group collect for?
Keystone Collections Group specializes in tax collection of earned income tax and local services tax for school and municipal taxing authorities. They also work with real estate, business privilege, mercantile, local services, utilities, and others.
Is Keystone Collections Group legit or a scam?
Keystone Collections Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Keystone Collections Group from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Keystone Collections Group Contact Information
Address:
Keystone Collections Group
546 Wendel Road
Irwin, PA 15642
Phone number: (724) 978-0300
Should I contact or pay Keystone Collections Group?
It’s best to avoid speaking to a tax collection agency on the phone. And making payments on the debt will reset the clock. As a result, it could harm your credit rather than improve it.
The most effective way to deal with a delinquent local earned income tax notice is to work with a credit repair professional. They help remove millions of negative items every year from companies like Keystone Collections Group on behalf of their clients.
Will Keystone Collections Group sue me or garnish my wages?
Keystone Collections Group, as a tax collection agency, has the authority to take various actions to collect unpaid taxes, which could potentially include filing a lawsuit or garnishing wages. However, these are often considered last resort options after other collection attempts have been exhausted.
If Keystone Collections Group does decide to file a lawsuit and they win the case, they may obtain a court judgment against you. This judgment could enable them to garnish your wages or levy your bank account, depending on your state’s laws.
Keystone Collections Group Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Keystone Collections Group
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Keystone Collections Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Keystone Collections Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Keystone Collections Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Keystone Collections Group cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Keystone Collections Group From Your Credit Report Today!
Credit Saint offers assistance with disputing Keystone Collections Group accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
