Who is McCarthy, Burgess & Wolff?
McCarthy, Burgess & Wolff, Inc. (MB&W) is a debt collection agency headquartered in Cleveland, Ohio, with additional offices in Middleburg Heights, Ohio, and Tulsa, Oklahoma. Their role involves assisting businesses in recovering unpaid debts.
If you see MB&W listed on your credit report, it typically implies that they are attempting to collect a debt from you, often due to an unpaid bill.
Who does McCarthy, Burgess & Wolff collect for?
McCarthy, Burgess & Wolff offers its debt collection services to a broad range of industries. They collect debts related to automotive services, credit cards, healthcare, student loans, and utilities, among others. This means that they work with various types of businesses such as car dealerships, credit card companies, hospitals, colleges, and utility providers.
Is McCarthy, Burgess & Wolff legit or a scam?
McCarthy, Burgess & Wolff is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove McCarthy, Burgess & Wolff from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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McCarthy, Burgess & Wolff, Inc. (MB&W) Contact Information
Address:
McCarthy, Burgess & Wolff, Inc.
26000 Cannon Rd
Cleveland, OH 44146
Phone number: (888) 584-3053
Should I contact or pay McCarthy, Burgess & Wolff?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with McCarthy, Burgess & Wolff is to work with a credit repair professional. They help remove millions of negative items every year from companies like McCarthy, Burgess & Wolff on behalf of their clients.
Will McCarthy, Burgess & Wolff sue me or garnish my wages?
McCarthy, Burgess & Wolff has the ability to file a lawsuit against you if you fail to pay a debt. If they win the lawsuit and obtain a judgment from the court, they may then have the ability to garnish your wages, levy your bank account, or seize certain assets, depending on the laws of your specific jurisdiction.
However, it’s important to note that taking legal action is usually seen as a last resort by most collection agencies due to the time and cost involved. They typically prefer to negotiate a payment plan or a settlement agreement with the debtor.
McCarthy, Burgess & Wolff Complaints
Most third-party collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with McCarthy, Burgess & Wolff
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for McCarthy, Burgess & Wolff to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- McCarthy, Burgess & Wolff cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- McCarthy, Burgess & Wolff must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- McCarthy, Burgess & Wolff cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove McCarthy, Burgess & Wolff From Your Credit Report Today!
Credit Saint offers assistance with disputing McCarthy, Burgess & Wolff accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
