How to Remove MED-1 Solutions From Your Credit Report

Updated

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Who is MED-1 Solutions, LLC?

MED-1 Solutions, LLC is a debt collection agency based in Greenwood, Indiana. They primarily work in the field of delinquent debt recovery, aiming to collect unpaid bills on behalf of their clients.

If you owe money to a creditor and the debt has been transferred to MED-1 Solutions, LLC for collections, you may see their name appear on your credit report as a collections account.

Who does MED-1 Solutions collect for?

MED-1 Solutions, LLC specializes in collecting delinquent medical bills on behalf of healthcare providers. This could range from hospitals and clinics to individual doctors, specialists, or other types of healthcare service providers.

Is MED-1 Solutions legit or a scam?

MED-1 Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove MED-1 Solutions from my credit report?

Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.

If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.

Ready to Clean Up Your Credit Report?

Learn how credit repair professionals can assist you in disputing inaccuracies on your credit report.

MED-1 Solutions, LLC Contact Information

Address:

MED-1 Solutions, LLC
517 US-31 Ste 600
North Greenwood, IN 46142

Phone number: (888) 323-0811

Should I contact or pay MED-1 Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with MED-1 Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like MED-1 Solutions on behalf of their clients.

Will MED-1 Solutions sue me or garnish my wages?

MED-1 Solutions, LLC has the legal capacity to file a lawsuit against you if you have a substantial unpaid debt and other collection attempts have failed. If they are successful in their lawsuit and obtain a judgment against you, they could potentially garnish your wages or levy your bank account, subject to the specific laws of your state.

It’s important to remember that lawsuits and wage garnishments are generally seen as last resorts for collection agencies. Prior to resorting to these measures, MED-1 Solutions, LLC is likely to try other methods to recover the debt, such as negotiating a payment plan or offering a settlement.

MED-1 Solutions, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If MED-1 Solutions is harassing you, you may want to consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with MED-1 Solutions, LLC

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

  • It is a violation of federal law for MED-1 Solutions, LLC to report inaccurate or incomplete information about you.
  • You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
  • MED-1 Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
  • MED-1 Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
  • MED-1 Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove MED-1 Solutions From Your Credit Report Today!

Credit Saint offers assistance with disputing MED-1 Solutions accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.

If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.

Visit their website or call (855) 281-1510 for more details.

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