Who is Mediation Processing Services?
Mediation Processing Services, LLC, also known as Global Processing Services, is a debt collection agency based in Jacksonville, Florida. They are involved in the collection of unpaid debts on behalf of creditors.
If you see Mediation Processing Services listed on your credit report as a collections account, it usually indicates that they have been assigned a debt that you allegedly owe, often due to a delinquent bill or an unpaid payday loan.
Who does Mediation Processing Services collect for?
Mediation Processing Services specializes in the collection of delinquent payday loans. They partner with various payday lenders, including but not limited to Advance America and CashNet USA, to recover funds owed by individuals who have failed to repay their payday loans.
Is Mediation Processing Services legit or a scam?
While there are online reports suggesting that Mediation Processing Services might be a scam, it’s essential to note that they are indeed a registered debt collection agency. However, the allegations often stem from aggressive or misleading collection practices, which are unfortunately not uncommon in the industry.
If you are contacted by Mediation Processing Services, be sure to verify the debt and the agency’s details before making any payments.
How can I remove Mediation Processing Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Mediation Processing Services, LLC Contact Information
Address:
Mediation Processing Services, LLC
3941 Pall Mall Dr.
Jacksonville, FL 32257
Mediation Processing Services, LLC
155 Blanding Blvd Ste 6C-D
Orange Park, FL 32073-2630
Phone number: (904) 579-3522
Should I contact or pay Mediation Processing Services?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Mediation Processing Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mediation Processing Services on behalf of their clients.
Will Mediation Processing Services sue me or garnish my wages?
Mediation Processing Services, LLC does have the legal authority to file a lawsuit against individuals for unpaid debts. If they choose to sue and the court rules in their favor, they could potentially seek wage garnishment or bank levies, depending on the laws of your state.
However, it’s important to note that such legal actions are typically seen as a last resort in the debt collection process. Prior to such steps, the agency would likely attempt to contact the debtor to arrange a payment plan or negotiate a settlement for the debt.
Mediation Processing Services Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Mediation Processing Services
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Mediation Processing Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Mediation Processing Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Mediation Processing Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Mediation Processing Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Mediation Processing Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Mediation Processing Services accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
