Who is Medical Business Bureau?
Medical Business Bureau, LLC (MBB) is a debt collection agency based in Park Ridge, Illinois. Their primary function is to aid businesses, particularly in the healthcare sector, in the collection of outstanding debts.
If MBB appears on your credit report, it typically means you have an unpaid bill that has been sent to collections.
Who does Medical Business Bureau collect for?
Medical Business Bureau provides debt collection services for a range of entities within the healthcare sector. This includes billing companies, medical practices, hospitals, physicians, and other healthcare-related specialties. These clients may have patients who have not settled their medical bills for various reasons, such as financial difficulties or disputes with insurance providers.
Is Medical Business Bureau legit or a scam?
Medical Business Bureau is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Medical Business Bureau from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Medical Business Bureau, LLC Contact Information
Address:
Medical Business Bureau, LLC
1460 Renaissance Dr. Suite 400
Park Ridge, IL 60068
Phone number: (888) 751-0481
Should I contact or pay Medical Business Bureau?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Medical Business Bureau is to work with a credit repair professional. They help remove millions of negative items every year from companies like Medical Business Bureau on behalf of their clients.
Will Medical Business Bureau sue me or garnish my wages?
Medical Business Bureau has the ability to take legal action against you if you fail to pay a debt. This could potentially include filing a lawsuit against you. If they are successful and obtain a judgment from the court, they may then be able to garnish your wages, levy your bank account, or place a lien on your property.
However, initiating a lawsuit is usually a last resort for debt collection agencies, as it is a lengthy and costly process. Many collection agencies prefer to establish a payment plan or negotiate a settlement with the debtor.
Medical Business Bureau, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Medical Business Bureau, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Medical Business Bureau to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Medical Business Bureau cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Medical Business Bureau must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Medical Business Bureau cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Medical Business Bureau From Your Credit Report Today!
Credit Saint offers assistance with disputing Medical Business Bureau accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
