Who is Mountain Run Solutions?
Mountain Run Solutions, LLC, formerly known as Perfection Collection, LLC, is a debt collection agency based out of Orem, Utah. They are involved in the collection of various types of debt.
If you find Mountain Run Solutions listed on your credit report, it is likely because there is a past due debt they are attempting to collect. This could be a result of non-payment of a bill or an outstanding loan.
Who does Mountain Run Solutions collect for?
Mountain Run Solutions works with a wide range of debt types. This includes industries such as credit cards, installment loans, medical, payday loans (PDL’s), service agreements, and utilities. They purchase debt from these industries and then attempt to collect it from the individuals responsible.
Is Mountain Run Solutions legit or a scam?
Mountain Run Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Mountain Run Solutions from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Mountain Run Solutions, LLC Contact Information
Address:
Mountain Run Solutions
313 E 1200 S Ste 102
Orem, UT 84058
Phone number: (801) 921-7379
Should I contact or pay Mountain Run Solutions?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Mountain Run Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like Mountain Run Solutions on behalf of their clients.
Will Mountain Run Solutions sue me or garnish my wages?
If you fail to pay a debt, Mountain Run Solutions can sue you to recover the money owed. If the agency wins the case, they could potentially garnish your wages, levy your bank accounts, or place a lien on your property depending on your local and state laws.
However, legal action is typically seen as a last resort for most debt collection agencies. This is because the process of filing a lawsuit can be costly and time-consuming. Before resorting to legal action, most collection agencies will exhaust other methods of collection such as making phone calls, sending letters, or offering payment plans.
Mountain Run Solutions, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Mountain Run Solutions, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Mountain Run Solutions, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Mountain Run Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Mountain Run Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Mountain Run Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Mountain Run Solutions From Your Credit Report Today!
Credit Saint offers assistance with disputing Mountain Run Solutions collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
