Who is MRS BPO LLC?
MRS BPO, LLC is a debt collection agency located in Cherry Hill, New Jersey. The company specializes in recovering overdue debts on behalf of its clients.
If you see MRS BPO LLC listed on your credit report, it typically indicates that you have an unpaid bill that has been passed on to them for collection.
Who does MRS BPO LLC collect for?
MRS BPO LLC serves a diverse range of clients across various industries. They collect auto deficiency debts, which pertain to the remaining balance on an auto loan after the vehicle has been repossessed and sold.
The company also works with cable and telecommunications companies to recover unpaid bills. In the financial services sector, MRS BPO LLC assists banks, credit unions, and other financial institutions in recouping outstanding loans or credit card debts. They are involved in the fintech and marketplace lending industry, managing defaults from peer-to-peer lending platforms and other similar providers.
Medical debts are another area of focus for MRS BPO LLC, where they work with hospitals, clinics, and other healthcare providers to collect unpaid medical bills. The company handles municipal and tolling debts, such as unpaid parking tickets or toll charges, and student lending debts like unpaid student loans. Additionally, they work with utility companies to recover overdue payments for services like electricity, water, or gas.
Is MRS BPO LLC legit or a scam?
MRS BPO LLC is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove MRS BPO LLC from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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MRS BPO LLC Contact Information
Address:
MRS BPO LLC
1930 Olney Ave
Cherry Hill, NJ 08003
Phone number: (888) 334-5677
Should I contact or pay MRS BPO LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with MRS BPO LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like MRS BPO LLC on behalf of their clients.
Will MRS BPO LLC sue me or garnish my wages?
MRS BPO LLC does have the legal right to sue you if you fail to pay a valid debt. If they win the lawsuit and obtain a judgment against you, they may be allowed to garnish your wages, levy your bank account, or put a lien on your property, subject to the laws of your state.
However, such actions are usually considered a last resort due to the costs and time associated with legal proceedings. Moreover, they would rather work out a payment plan with you before escalating to such measures.
MRS BPO LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with MRS BPO, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with MRS BPO LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for MRS BPO LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- MRS BPO LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- MRS BPO LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- MRS BPO LLC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove MRS BPO LLC From Your Credit Report Today!
Credit Saint offers assistance with disputing MRS BPO LLC accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
