Who is MS Services, LLC?
MS Services, LLC is a debt collection agency based in Casper, Wyoming. They operate with the objective of recovering debts that individuals or entities owe to various creditors.
If you see MS Services listed on your credit report as a collections account, it indicates that you may have an outstanding bill that went unpaid.
Who does MS Services collect for?
MS Services, LLC works across a range of industries, collecting on various types of debt. Their portfolio includes defaulted auto loans, unpaid business-related debts, overdue medical bills, delinquent utilities or taxes (municipal debts), outstanding student loans, and telecom bills that have been left unpaid.
Is MS Services legit or a scam?
MS Services LLC is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove MS Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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MS Services, LLC Contact Information
Address:
MS Services, LLC
123 W 1st St. #430
Casper, WY 82601
Phone number: (800) 462-3111
Should I contact or pay MS Services, LLC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with MS Services is to work with a credit repair professional. They help remove millions of negative items every year from companies like MS Services on behalf of their clients.
Will MS Services, LLC sue me or garnish my wages?
If you owe a debt to MS Services, LLC, it is important to understand that suing or garnishing wages is generally a last resort in debt collection. These actions involve costs and time-consuming legal proceedings for the collection agency, so they’re usually not the first steps. However, if the debt is significant and other collection efforts have failed, MS Services, LLC may potentially choose to sue for the outstanding debt.
If they win the lawsuit and you still fail to pay the debt, they could seek a court order to garnish your wages. The exact procedures can vary by state due to different laws and regulations surrounding debt collection.
MS Services, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed by MS Services, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with MS Services, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for MS Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- MS Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- MS Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- MS Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove MS Services From Your Credit Report Today!
Credit Saint offers assistance with disputing MS Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.