Who is Nathan & Nathan, P.C.?
Nathan & Nathan, PC is a debt collection agency located in Birmingham, Alabama. They act as an intermediary, representing creditors in the recovery of unpaid debts from individuals.
If you have neglected a bill payment, it’s possible that Nathan & Nathan, P.C. may appear on your credit report as a collections account.
Who does Nathan & Nathan collect for?
Nathan & Nathan primarily focuses on collecting debts for credit card issuers, with notable clients like Capital One.
Is Nathan & Nathan legit or a scam?
Nathan & Nathan is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Nathan & Nathan from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Nathan & Nathan, P.C. Contact Information
Address:
Nathan & Nathan, P.C.
2215 1st Avenue South
Birmingham, AL 35233
Mailing Address:
Nathan & Nathan, P.C.
P.O. Box 1715
Birmingham, AL 35201
Phone number: (866) 498-5400 or (205) 323-5400
Should I contact or pay Nathan & Nathan, PC?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with a debt collector is to work with a credit repair professional. They help remove millions of negative items every year from companies like Nathan & Nathan, P.C. on behalf of their clients.
Will Nathan & Nathan, PC sue me or garnish my wages?
Nathan & Nathan, P.C., like other debt collection agencies, has the legal authority to pursue a lawsuit against individuals to recover unpaid debts. If a lawsuit is pursued and they secure a judgement in their favor, it could result in wage garnishment as a means to collect the owed debt. However, such actions are usually considered a last resort in the debt recovery process.
Nathan & Nathan, PC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Nathan & Nathan, PC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Nathan & Nathan, P.C. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Nathan & Nathan, PC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Nathan & Nathan must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Nathan & Nathan cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Nathan & Nathan From Your Credit Report Today!
Credit Saint offers assistance with disputing Nathan & Nathan collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
