National Recovery Solutions

Who is National Recovery Solutions, LLC?

National Recovery Solutions, LLC (NRS) is a debt collection agency based in Lockport, New York. As a part of their services, NRS helps businesses recover their debts, particularly those that have become challenging to collect.

If you find NRS listed on your credit report as a collections account, it’s an indicator of an unpaid debt that has been transferred to this agency for collection.

Who does National Recovery Solutions collect for?

National Recovery Solutions primarily specializes in the collection of higher education and government debt. This includes unpaid student loans, tuition fees, and other financial obligations related to the education sector.

National Recovery Solutions also functions as a subcontractor for the U.S. Department of Education. This role involves assisting the department in the collection of unpaid federal student loans and ensuring compliance with federal regulations while doing so.

Is National Recovery Solutions legit or a scam?

National Recovery Solutions is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove National Recovery Solutions from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

National Recovery Solutions, LLC Contact Information

Address:

National Recovery Solutions
6425 Dysinger Road
Lockport, NY 14094

Phone number: (888) 863-5498

Should I contact or pay National Recovery Solutions?

Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with National Recovery Solutions is to work with a credit repair professional. They help remove millions of negative items every year from companies like National Recovery Solutions on behalf of their clients.

Will National Recovery Solutions sue me or garnish my wages?

National Recovery Solutions (NRS) can legally initiate a lawsuit for the recovery of unpaid debts. If they win the lawsuit, they may obtain a judgment that could potentially grant them the right to garnish your wages, levy your bank account, or pursue other forms of debt collection, based on your state’s laws.

However, a lawsuit is typically a last resort due to the process being time-consuming and costly. Often, NRS may prefer to negotiate a payment plan or reach a settlement agreement.

National Recovery Solutions, LLC Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with National Recovery Solutions

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for National Recovery Solutions to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• National Recovery Solutions cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• National Recovery Solutions must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• National Recovery Solutions cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove National Recovery Solutions From Your Credit Report Today!

Credit Saint can help you dispute National Recovery Solutions collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.