Who is Paragon Revenue Group?
Paragon Revenue Group (PRG), also known as Jon Barry & Associates, Inc., is a debt collection agency headquartered in Concord, North Carolina. They assist creditors in recovering debts owed by consumers.
If Paragon Revenue Group is listed on your credit report as a collections account, it typically signifies an unpaid debt they are trying to collect. This might be due to an overlooked bill, a debt you’re not aware of, or a disputed charge.
Who does Paragon Revenue Group collect for?
Paragon Revenue Group specializes in collecting medical debts, working exclusively within the healthcare industry. This means their clients are likely to be healthcare providers like hospitals, clinics, and individual healthcare professionals who have provided services that have not been fully paid for.
Is Paragon Revenue Group legit or a scam?
Paragon Revenue Group is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Paragon Revenue Group from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Paragon Revenue Group Contact Information
Address:
Paragon Revenue Group
216 Le Phillip Ct NE
Concord, NC 28025
Phone number: (800) 868-1899
Should I contact or pay Paragon Revenue Group?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Paragon Revenue Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Paragon Revenue Group on behalf of their clients.
Will Paragon Revenue Group sue me or garnish my wages?
Paragon Revenue Group does have the legal right to file a lawsuit against you if you fail to pay your debt. If they win the lawsuit, they can obtain a court order to garnish your wages or levy your bank account, among other actions to recover the debt.
However, it’s important to understand that lawsuits and wage garnishments are generally considered last resorts. Before it gets to this point, PRG will likely have made several attempts to contact you about the debt and might offer you the opportunity to set up a repayment plan.
Paragon Revenue Group Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Paragon Revenue Group
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Paragon Revenue Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Paragon Revenue Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Paragon Revenue Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Paragon Revenue Group cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Paragon Revenue Group From Your Credit Report Today!
Credit Saint offers assistance with disputing Paragon Revenue Group collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
