Who is Peroutka, Miller, Klima & Peters, P.A.?
Klima, Peters & Daly, P.A. formerly Peroutka, Miller, Klima & Peters, P.A. (PMKP) and also formerly The Steve Peroutka Law Group, is a debt collection agency and law firm located in Pasadena, Maryland.
You may notice their name on your credit report as a collections account, which typically happens if there’s an unpaid bill associated with your name.
Who does Peroutka, Miller, Klima & Peters, P.A. collect for?
Peroutka, Miller, Klima & Peters, P.A. is known to manage delinquent consumer debt portfolios spanning a range of industries. They may work on behalf of companies to which a consumer owes money, such as credit card companies, retail businesses, healthcare providers, and more.
Is Peroutka, Miller, Klima & Peters, P.A. legit or a scam?
Peroutka, Miller, Klima & Peters, P.A. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Peroutka, Miller, Klima & Peters, P.A. from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Peroutka, Miller, Klima & Peters, P.A. Contact Information
Address:
Klima, Peters & Daly, P.A.
8028 Ritchie Highway Suite 300
Pasadena, MD 21122-1360
Phone number: (800) 899-2424
Should I contact or pay Peroutka, Miller, Klima & Peters, P.A.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Peroutka, Miller, Klima & Peters is to work with a credit repair professional. They help remove millions of negative items every year from companies like Peroutka, Miller, Klima & Peters, P.A. on behalf of their clients.
Will Peroutka, Miller, Klima & Peters, P.A. sue me or garnish my wages?
Peroutka, Miller, Klima & Peters, P.A., have the ability to sue for unpaid debt in some situations. If a lawsuit is successful and a judgment is obtained, they may then be permitted to garnish wages or levy bank accounts, depending on your state’s laws.
However, it’s important to understand that not every debt results in a lawsuit. Many collection agencies aim to resolve the debt outside the courtroom, as legal proceedings can be lengthy and expensive.
Peroutka, Miller, Klima & Peters, P.A. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Peroutka, Miller, Klima & Peters, P.A.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Peroutka, Miller, Klima & Peters, P.A. to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Peroutka, Miller, Klima & Peters, P.A. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Peroutka, Miller, Klima & Peters, P.A. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Peroutka, Miller, Klima & Peters, P.A. cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Peroutka, Miller, Klima & Peters From Your Credit Report Today!
Credit Saint offers assistance with disputing PMKP collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
