Who is PMAB LLC?
PMAB, LLC, also known as Professional Management Associates Bureau, is a debt collection agency that’s headquartered in Charlotte, North Carolina. They are involved in the collection of outstanding debts on behalf of their clients.
In 2020, PMAB, LLC rebranded and became known as Receivables Management Partners (RMP). If you notice “pmab srvc” or “pmab charlotte nc” on your credit report, it likely indicates that PMAB LLC has reported a collections account linked to you.
Who does PMAB LLC collect for?
PMAB LLC focuses on recovering unpaid medical debts for healthcare providers, medical practices, and other organizations within the healthcare industry to collect overdue bills. Their services are aimed at helping these entities manage outstanding balances from patients.
Is PMAB LLC legit or a scam?
PMAB LLC is a legitimate debt collection company. They are authorized to collect debts on behalf of their clients. However, if you are contacted by PMAB LLC, it’s crucial to verify the debt they claim you owe.
How can I remove PMAB LLC from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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PMAB LLC Contact Information
Address:
PMAB LLC
4135 South Stream Blvd #400
Charlotte, NC 28217-4636
Phone number: (704) 553-7144
Should I contact or pay PMAB LLC?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with PMAB LLC is to work with a credit repair professional. They help remove millions of negative items every year from companies like PMAB LLC on behalf of their clients.
Will PMAB LLC sue me or garnish my wages?
PMAB LLC has the legal right to pursue a lawsuit against a debtor for unpaid debts. If they win a lawsuit and obtain a judgment against you, they could potentially garnish your wages, levy your bank account, or place a lien on your property, depending on the laws in your state.
However, these are typically seen as last resort measures, as filing lawsuits can be a lengthy and expensive process. Most collection agencies would prefer to work out a payment plan with you, as it’s often a more efficient way to recover the owed debt.
PMAB LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with PMAB LLC, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with PMAB LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for PMAB LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- PMAB LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- PMAB LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- PMAB LLC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove PMAB Collections From Your Credit Report Today!
Credit Saint offers assistance with disputing PMAB collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
