Who is Professional Account Management, LLC?
Professional Account Management (PAM) is a debt collection agency located in Milwaukee, Wisconsin. They specialize in recovering unpaid debts, specifically those arising from violations such as parking fines and unpaid tolls.
You may see Professional Account Management listed on your credit report as a collections account. This can happen if you’ve received a collection notice for an unpaid toll violation.
Who does Professional Account Management collect for?
Professional Account Management is a Duncan Solutions, Inc. company that provides collection services for city, municipal, and state agencies. They specialize in parking and toll violations debt recovery.
Is Professional Account Management legit or a scam?
Professional Account Management is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Professional Account Management from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Professional Account Management, LLC Contact Information
Address:
Professional Account Management, LLC
633 W Wisconsin Ave Ste 1600
Milwaukee, WI 53203
Phone number: (414) 847-1096
Should I contact or pay Professional Account Management?
Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with a collection agency like Professional Account Management is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Account Management, LLC on behalf of their clients.
Will Professional Account Management sue me or garnish my wages?
Professional Account Management, LLC (PAM) does have the ability to file a lawsuit against you if you owe an unpaid debt. If the court rules in their favor, they may be able to garnish your wages or even place a lien on your property, depending on the laws in your specific state.
However, not all debt collection agencies will choose to go this route as it can be costly and time-consuming.
Professional Account Management, LLC Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Professional Account Management, LLC
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Professional Account Management, LLC to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Professional Account Management, LLC cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Professional Account Management, LLC must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Professional Account Management, LLC cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Professional Account Management From Your Credit Report Today!
Credit Saint offers assistance with disputing Professional Account Management collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
