Who is Professional Account Services?
Professional Account Services, Inc. (PASI) is a debt collection agency located in Brentwood, Tennessee. With a history dating back to 1987, they have over three decades of experience in the debt collection industry.
If you have unpaid bills, they may have been transferred to PASI for collection, and as a result, you may see them listed on your credit report as a collections account.
Who does Professional Account Services collect for?
Professional Account Services primarily caters to the healthcare industry, providing collection services for hospitals and other healthcare providers.
Is Professional Account Services legit or a scam?
Professional Account Services, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Professional Account Services from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Professional Account Services, Inc. (PASI) Contact Information
Address:
Professional Account Services, Inc.
7100 Commerce Way Ste 100
Brentwood, TN 37027
Mailing address:
Professional Account Services, Inc.
PO Box 188
Brentwood, TN 37024
Phone number: (615) 465-8500 or (800) 755-5152
Should I contact or pay Professional Account Services, Inc.?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with this is to work with a credit repair professional. They help remove millions of negative items every year from companies like Professional Account Services, Inc. on behalf of their clients.
Will Professional Account Services sue me or garnish my wages?
Professional Account Services, Inc. (PASI), like other debt collection agencies, has the legal ability to sue a debtor for an unpaid debt. If they win the lawsuit, they might receive a court order to garnish your wages. However, this is generally considered a last resort after all other attempts to collect the debt have failed.
Keep in mind that the process of filing a lawsuit and garnishing wages requires time, money, and resources, so collection agencies usually prefer to resolve the debt without going to court if possible.
Professional Account Services, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Professional Account Services, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Professional Account Services to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Professional Account Services cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Professional Account Services must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Professional Account Services cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Professional Account Services From Your Credit Report Today!
Credit Saint offers assistance with disputing Professional Account Services collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
