Who is Rausch Sturm?
Rausch Sturm, LLP, also known as aka Rausch, Sturm, Israel, Enerson & Hornik, LLP (RSIEH), is a debt collection law firm that operates out of Brookfield, Wisconsin.
If Rausch Sturm appears on your credit report, it indicates that you have an outstanding debt that has been transferred to them for collection. This could be a result of non-payment of a bill or a loan.
Who does Rausch Sturm collect for?
Rausch Sturm collects debts for a diverse range of industries and companies. These include auto loans, banks, commercial lenders, credit card issuers, credit unions, debt buyers, lenders, student loans, telecommunications companies, and utility companies. They handle both consumer and commercial collections.
Is Rausch Sturm legit or a scam?
Rausch Sturm, LLP is a legitimate company. However, they may engage in frequent contact attempts, such as phone calls, texts, or emails, as part of their collection efforts.
How can I remove Rausch Sturm from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Rausch, Sturm, Israel, Enerson & Hornik LLP Contact Information
Address:
Rausch Sturm, LLP
250 N. Sunnyslope Road, Suite 300
Brookfield, WI 53005
Phone number: (866) 456-3744
Should I contact or pay Rausch Sturm?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Rausch Sturm is to work with a credit repair professional. They help remove millions of negative items every year from companies like Rausch Sturm on behalf of their clients.
Will Rausch Sturm sue me or garnish my wages?
Rausch Sturm has the legal right to sue you to collect an outstanding debt. If the debt collection lawsuit is successful, the court may issue a judgment against you. In some cases, this judgment could allow Rausch Sturm to garnish your wages or levy your bank account, depending on the laws of your state.
However, it’s important to note that the process of filing a lawsuit, winning the case, and subsequently carrying out a garnishment can be time-consuming and costly. Thus, many debt collectors and law firms prefer to resolve the matter outside of court if possible.
Rausch Sturm, LLP Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most consumer complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you find yourself facing any of these situations with Rausch Sturm, you should also consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Rausch Sturm
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Rausch Sturm to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Rausch Sturm cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- The debt collector must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Rausch Sturm cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Rausch Sturm From Your Credit Report Today!
Credit Saint offers assistance with disputing Rausch Sturm accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
