Who is Recovery Solutions Group?
Recovery Solutions Group, LLC (RSG) is a debt collection agency located in Milford, Delaware. They assist businesses in the process of recovering unpaid debts.
If you see RSG listed on your credit report as a collections account, it means that there is an outstanding debt attributed to you that they are attempting to collect.
Who does Recovery Solutions Group collect for?
Recovery Solutions Group has a specific focus on the fire and water debt recovery sector. This specialization likely includes recovering debts from individuals and businesses that have received fire and water damage restoration services but have not paid their bills in full.
Is Recovery Solutions Group legit or a scam?
Recovery Solutions Group is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove Recovery Solutions Group from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Recovery Solutions Group, LLC (RSG) Contact Information
Address:
Recovery Solutions Group
1008 Mattlind Way
Milford, DE 19963
Phone number: (302) 241-0686
Should I contact or pay Recovery Solutions Group?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with Recovery Solutions Group is to work with a credit repair professional. They help remove millions of negative items every year from companies like Recovery Solutions Group on behalf of their clients.
Will Recovery Solutions Group sue me or garnish my wages?
Recovery Solutions Group, LLC (RSG) has the legal right to sue for unpaid debts. If they win the lawsuit and secure a judgment against you, they might potentially be allowed to garnish your wages or levy your bank account, depending on the laws in your specific state or jurisdiction.
However, lawsuits are often considered a last resort due to their costliness and time-consuming nature. Therefore, RSG might prefer to negotiate a payment plan or a settlement agreement with you first.
Recovery Solutions Group, LLC (RSG) Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with Recovery Solutions Group
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for Recovery Solutions Group to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- Recovery Solutions Group cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- Recovery Solutions Group must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- Recovery Solutions Group cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove Recovery Solutions Group From Your Credit Report Today!
Credit Saint offers assistance with disputing Recovery Solutions Group collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
