Who is RGL Associates?
RGL Associates, Inc. (RGL) is a debt collection agency and revenue cycle management firm located in Brunswick, Georgia. They work on behalf of creditors to retrieve debts that consumers have not paid.
If you find RGL listed on your credit report as a collections account, it indicates that the company has acquired the right to collect a debt you owe.
Who does RGL Associates collect for?
RGL Associates delivers debt collection services to various sectors. They handle unpaid tuition or student loans in education, recover unpaid taxes or fines for the government, and deal with outstanding medical bills in healthcare. The agency also manages unpaid dues for membership services, like gyms or clubs, and helps property management firms collect unpaid rent or fees.
Is RGL Associates legit or a scam?
RGL Associates, Inc. is a legitimate company. They are authorized to collect debts on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.
How can I remove RGL Associates from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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RGL Associates, Inc. Contact Information
Address:
RGL Associates, Inc.
3536 Darien Hwy
Brunswick, GA 31525
Phone number: (912) 264-1955
Should I contact or pay RGL Associates?
Before contacting a collection agency, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.
The most effective way to deal with RGL Associates is to work with a credit repair professional. They help remove millions of negative items every year from companies like RGL Associates on behalf of their clients.
Will RGL Associates sue me or garnish my wages?
Debt collection agencies like RGL Associates can potentially sue for unpaid debt. If they win the lawsuit, they might be able to secure a judgment, which could allow them to garnish wages or seize assets depending on the laws in your state. However, legal proceedings can be time-consuming and costly, so many collection agencies may prefer to work out a payment plan before resorting to litigation.
RGL Associates, Inc. Complaints
Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.
You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.
Your Rights When Dealing with RGL Associates, Inc.
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for RGL Associates to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- RGL Associates cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- RGL Associates must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- RGL Associates cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove RGL Associates From Your Credit Report Today!
Credit Saint offers assistance with disputing RGL Associates collection accounts. With over 15 years of experience, they have worked with clients to address incorrect entries on credit reports.
If managing collection accounts feels overwhelming, working with a trusted credit repair company could be a helpful step toward improving your credit.
Visit their website or call (855) 281-1510 for more details.
