Who is RSIEH?
RSIEH, short for Rausch, Sturm, Israel, Enerson & Hornik, LLC is a debt collection agency and law firm located in Brookfield, Wisconsin. They are now just Rausch Sturm, LLP.
If you find RSIEH or Rausch Sturm, LLP on your credit report, it indicates that they are handling a collections account linked to your name, which usually signifies an unpaid bill.
Who does RSIEH collect for?
RSIEH is engaged in the collection of various types of debts across a broad spectrum of industries. They work with auto loan providers, banks, commercial lenders, credit card issuers, credit unions, debt buyers, lenders, student loan agencies, telecommunications companies, and utilities providers.
Is RSIEH legit or a scam?
RSIEH is a legitimate company. They are authorized to collect debts on behalf of their clients. However, if they contact you, it’s important to verify any debts they claim you owe before making any payments.
How can I remove RSIEH from my credit report?
Collection accounts can impact your credit score for up to seven years, so it’s essential to address them promptly. To remove collections from your report, start by disputing any errors related to the account with the credit bureaus.
If the information is accurate, consider negotiating a “pay-for-delete” agreement, where you offer payment in exchange for the account’s removal. Another option is to work with a credit repair service that specializes in challenging collections.
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Rausch, Sturm, Israel, Enerson & Hornik, LLC (RSIEH) Contact Information
Address:
Rausch, Sturm, Israel, Enerson & Hornik, LLC
250 N Sunny Slope Road, Suite 300
Brookfield, WI 53005
Phone number: (972) 300-1700
Should I contact or pay RSIEH?
Before contacting a debt collector like RSIEH, it’s important to verify that the debt is legitimate and reported accurately. Credit reports can sometimes contain errors or list debts that are no longer valid. Keep in mind that making a payment could reset the statute of limitations and potentially hurt your credit.
Working with a credit repair professional can be an effective way to handle RSIEH collections. They can help dispute negative items on your credit report and work on your behalf to resolve the issue.
Will RSIEH sue me or garnish my wages?
RSIEH is entitled to sue for an unpaid debt. If a lawsuit is successful and a judgment is obtained against you, they may potentially garnish your wages or take other legal action to collect the debt, depending on the laws in your state.
However, it’s important to remember that initiating a lawsuit is often a last resort for many collection agencies. Legal action can be costly and time-consuming, so these agencies typically prefer to work out a payment plan with the debtor.
RSIEH Complaints
Many debt collectors, including RSIEH, often face complaints with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Common complaints include inaccurate reporting, harassment, or failure to verify the debt. If you experience any form of harassment, filing a complaint with these agencies may be a step to consider.
Under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), you have specific rights. These include the ability to dispute errors on your credit report and the right to be treated with fairness and respect by debt collectors.
Your Rights When Dealing with RSIEH
Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:
- It is a violation of federal law for RSIEH to report inaccurate or incomplete information about you.
- You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
- RSIEH cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
- RSIEH must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
- RSIEH cannot threaten to have you arrested or imprisoned for unpaid debts.
Remove RSIEH From Your Credit Report Today!
Credit Saint specializes in disputing RSIEH accounts and has over 15 years of experience successfully removing inaccurate entries for many clients.
If you’re looking to improve your credit and are frustrated with dealing with debt collectors, Credit Saint can provide support. They’ve assisted many individuals facing similar challenges. Visit their website or call (855) 281-1510 for a free credit consultation and find out how they can help you.
