Second Look, Inc.

Who is Second Look, Inc.?

Second Look, Inc. is a debt collection agency located in Hauppauge, New York. The agency’s primary role is to act on behalf of creditors to recover outstanding debts.

If you see Second Look, Inc. listed on your credit report as a collections account, it typically means there’s an unpaid bill associated with your name.

Who does Second Look, Inc. collect for?

Second Look, Inc. collects debt for the following types of companies: auto, property, worker’s compensation (liens and credits), UM/UIM, disability, excess/surplus, healthcare, reverse subrogation, and subrogation purchasing.

Is Second Look, Inc. legit or a scam?

Second Look, Inc. is a legitimate debt collection agency. They operate within the legal frameworks governing debt collection and are authorized to collect on behalf of their clients. However, it’s important to verify any debts they claim you owe before making any payments.

How can I remove Second Look from my credit report?

Collections can hurt your credit score and stay on your credit report for up to seven years, even if you pay them. Paying the collection might even lower your credit score.

However, it is possible to remove a collection account from your credit history before seven years.

(Though debt collectors may not want this widely known, it’s your right to be informed.)

Professional credit repair services assist people in getting their credit back on track.

They can help challenge inaccurate, unfair, or unsubstantiated information on your credit report, including collections, inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more.

Get started on the path to better credit today: Fill out the form for a free credit consultation.

Second Look, Inc. Contact Information

Address:

Second Look, Inc.
360 Motor Parkway Suite 500
Hauppauge, NY 11788​​

Phone number: (877) 482-0004

Should I contact or pay Second Look, Inc.?

Before contacting a debt collector, verify that the debt is legitimate and accurately reported. Credit reports can contain errors or list debts that are no longer valid. Also, be aware that making payments on a debt can reset the clock and potentially harm your credit.

The most effective way to deal with Second Look, Inc. is to work with a credit repair professional. They help remove millions of negative items every year from companies like Second Look, Inc. on behalf of their clients.

Will Second Look, Inc. sue me or garnish my wages?

As a debt collection agency, Second Look, Inc. could potentially initiate legal action, including lawsuits, if they’ve been unable to recover a debt through traditional collection practices.

If they do decide to sue and the court rules in their favor, they may be awarded a judgment that can allow them to garnish your wages or levy your bank account, depending on the specific laws of your state. However, legal action is typically a last resort due to the resources it requires. Most debt collectors prefer to establish a payment plan, if possible.

Second Look, Inc. Complaints

Many collection agencies have numerous complaints filed with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt. If you are being harassed, consider filing a complaint.

You have many consumer rights under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). These rights include disputing credit reporting errors and being treated fairly and respectfully by debt collectors.

Your Rights When Dealing with Second Look, Inc.

Debt collectors must follow state and federal laws. The Fair Debt Collection Practices Act (FDCPA) prohibits abusive, unfair, or deceptive practices and ensures your rights are protected:

• It is a violation of federal law for Second Look, Inc. to report inaccurate or incomplete information about you.
• You have a legal right to request debt validation on an alleged debt. Send the collection agency a debt validation letter. They have 30 days to prove the debt is yours and the amount is accurate.
• Second Look, Inc. cannot threaten or harass you, call repeatedly, swear at you, or publicly publish a list of debtors.
• Second Look, Inc. must be honest about who they are and their purpose. They must notify you in writing and verbally that they are a debt collection agency.
• Second Look, Inc. cannot threaten to have you arrested or imprisoned for unpaid debts.

Remove Second Look, Inc. From Your Credit Report Today!

Credit Saint can help you dispute Second Look, Inc. collection accounts. With over 15 years of experience, they have a proven track record of removing incorrect entries for many clients.

If you’re tired of dealing with debt collectors and want to improve your credit, consider working with a trusted credit repair company.

They have helped many people in your situation. Fill out the form on their website or call (855) 281-1510 for a free credit consultation to see what they can do for you.